Hello Tractor
Marketplace
Learn about how we make it easy for farmers to book tractor services
Fleet Management
Learn about our fleet management solution for managing farm equipments
PAYG Financing
Learn more about our innovative PAYG model for tractor owners
About Hello Tractor
Learn about our journey and mission to transform agriculture
Mechanization Hubs
See our hubs: ground access to essential mechanization services
Case Studies
Read about how we are transforming agriculture across Africa.
Open Roles
Explore full-time opportunities to transform agriculture
Impact Fellowship
Join our programme developing the next generation of agricultural leaders
Internship Programme
Gain hands-on experience in agricultural technology
Contact Us
Hello Tractor
Marketplace
Learn about how we make it easy for farmers to book tractor services
Fleet Management
Learn about our fleet management solution for managing farm equipments
PAYG Financing
Learn more about our innovative PAYG model for tractor owners
About Hello Tractor
Learn about our journey and mission to transform agriculture
Mechanization Hubs
See our hubs: ground access to essential mechanization services
Case Studies
Read about how we are transforming agriculture across Africa.
Open Roles
Explore full-time opportunities to transform agriculture
Impact Fellowship
Join our programme developing the next generation of agricultural leaders
Internship Programme
Gain hands-on experience in agricultural technology
Contact Us
Hello Tractor

Growing together.

FacebookLinkedInXYouTubeInstagram

Solutions

  • Marketplace
  • Fleet Management
  • PAYG Financing
  • Mechanization Hubs

About Us

  • About Hello Tractor
  • Case Studies
  • Contact Us

Get Started

  • Contact Us
  • Book Service
  • Fleet Management
  • Learn More

Terms of servicePrivacy policy
© 2025 Hello Tractor. All rights reserved.
Hello Tractor
Marketplace
Learn about how we make it easy for farmers to book tractor services
Fleet Management
Learn about our fleet management solution for managing farm equipments
PAYG Financing
Learn more about our innovative PAYG model for tractor owners
About Hello Tractor
Learn about our journey and mission to transform agriculture
Mechanization Hubs
See our hubs: ground access to essential mechanization services
Case Studies
Read about how we are transforming agriculture across Africa.
Open Roles
Explore full-time opportunities to transform agriculture
Impact Fellowship
Join our programme developing the next generation of agricultural leaders
Internship Programme
Gain hands-on experience in agricultural technology
Contact Us
Hello Tractor
Marketplace
Learn about how we make it easy for farmers to book tractor services
Fleet Management
Learn about our fleet management solution for managing farm equipments
PAYG Financing
Learn more about our innovative PAYG model for tractor owners
About Hello Tractor
Learn about our journey and mission to transform agriculture
Mechanization Hubs
See our hubs: ground access to essential mechanization services
Case Studies
Read about how we are transforming agriculture across Africa.
Open Roles
Explore full-time opportunities to transform agriculture
Impact Fellowship
Join our programme developing the next generation of agricultural leaders
Internship Programme
Gain hands-on experience in agricultural technology
Contact Us
Back to Careers

Junior Collections Officer

Location: Kigali, Rwanda
Type: Full-time
Experience: Entry Level
Department: PAYG


🚜About Us

Hello Tractor (HT) connects tractor owners to smallholder farmers through an Internet-of-Things (IoT) digital solution by supporting improved management of tractor businesses, ensuring tractor owner success, while connecting farmers to affordable, mechanized services. Hello Tractor’s solution begins with a low-cost hardware monitoring device that can be installed on any tractor, connecting it to the Hello Tractor cloud for remote data tracking and analytics. By expanding tractors’ serviceable geography, Hello Tractor enables owners to grow their business, providing employment opportunities for service providers and rural booking agents. By creating equitable access to tractor services, Hello Tractor enables smallholder farmers to earn more and grow more, improving livelihoods and food security for their families and communities.


🧩The Role

Hello Tractor has grown significantly in a short span of time in the African market. We now have a marketplace of over 3,000 tractor owners and operators servicing over half a million smallholder farmers across 13 countries in Africa and 3 countries in Asia. However, despite the huge potential for the service, there is a shortage of tractors to fully service smallholder farmers’ demand for services, and banks generally do not lend to rural communities. To address this, Hello Tractor recently launched a Pay-As-You-Go (PAYG) tractor financing product in partnership with Moody’s and Mastercard to unlock low-risk, low-cost tractor financing for rural, under-banked entrepreneurs servicing smallholder farmers.

Hello Tractor has a fantastic opportunity for a Collections Officer. Working closely with the PAYG Manager, the job holder will manage and improve PAYG receivables processes. This role involves engaging with customers (tractor owners, booking agents, and farmers) to ensure timely repayment of credit extended for tractor bookings, equipment leases, or digital financing. You will play a critical role in maintaining flow, minimizing credit risk, and supporting Hello Tractor’s mission to make mechanization accessible and affordable for smallholder farmers.


🛠️Responsibilities

  • Monitor weekly PAYG accounts to identify overdue payments and flag potential default risks.
  • Contact clients via phone, email, or field visits to follow up on outstanding invoices or credit repayments.
  • Maintain accurate records of communication with customers regarding collections.
  • Negotiate repayment plans when necessary and ensure commitments are met.
  • Collaborate with the PAYG and finance teams to recommend credit limits, repossession, or legal action where appropriate.
  • Educate Hello Tractor customers about PAYG loan terms, repayment schedules, and consequences of default.
  • Assist in improving credit control systems and suggest policy changes to reduce future risk.
  • Generate regular reports on collections performance and outstanding debts.
  • Escalate unresolved issues to the relevant departments, including legal or compliance.
  • Ensure compliance with Hello Tractor's PAYG policies, data privacy, and ethical standards.

🎓Who You Are

  • Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  • 2+ years of experience in collections, credit control, or financial services (experience in agri-fintech or rural lending is a plus).
  • Excellent interpersonal and negotiation skills.
  • Strong communication (written and verbal) in English; knowledge of local languages is an advantage.
  • Familiarity with mobile money, digital lending platforms, EBMs, and CRM systems.
  • High attention to detail, integrity, and professionalism.
  • Detail-oriented with a proactive approach to debt recovery and client relationship management.

💼What We Offer

  • Competitive pay that commensurates skills and expertise 
  • Performance bonuses  
  • Hybrid working environment 

📝How to Apply

Send your resume and a one-page cover letter to our portal

Apply Here

🕓 Deadline: December 31, 2025

Shortlisting will be on a rolling basis

Start date: 1st January, 2026

Hello Tractor

Growing together.

FacebookLinkedInXYouTubeInstagram

Solutions

  • Marketplace
  • Fleet Management
  • PAYG Financing
  • Mechanization Hubs

About Us

  • About Hello Tractor
  • Case Studies
  • Contact Us

Get Started

  • Contact Us
  • Book Service
  • Fleet Management
  • Learn More

Terms of servicePrivacy policy
© 2025 Hello Tractor. All rights reserved.