Eligibility Requirements

In order to be eligible for financing through Hello Tractor’s PAYG program, candidates are required to:

1. Submit a complete PAYG Applicant Intake Form
2. Pre-book 500 hectares of farmer demand on the Hello Tractor booking app
3. Have Personal (3) and Business (2) References cleared by the PAYG Credit Team
4. Make a down payment of 5% of the Total Contract Value

Hello Tractor is committed to improving capital access to the world’s most marginalized individuals and minimizing soil disturbance to protect the planet. As such, we offer Down Payment Wavier and Subsidy Programs (through strategic partnerships) to mitigate down payment obstacles for female and conservation agriculture PAYG Candidates.