A Match Made in Tractor Heaven

Hello Tractor and MasterCard have partnered to bring innovative pay-as-you-go finance to African agriculture.

How are we supporting your needs?

Leveraging our partnership with Mastercard, seamlessly and securely pay off your equipment loan as you service farmers

Remote Control

 

The Hello Tractor PAYG product—with embedded IoT tech and connectivity—is built on full transparency. Hello Tractor can remotely track work completed and turn assets on and off based on customer payment behavior, thereby reducing overall risk and cost of funds.

 

Asset Health Monitoring

 

IoT-enabled tractors allow us to remotely monitor asset health, fuel, and functionality. This enables us to efficiently deploy maintenance personnel and track fuel usage, resulting in reduced operational costs and increased reliability and asset salvage value.

Data Centric

Our data aggregation supports  everything from credit scoring pre-loan disbursement to market intelligence on product and service offerings. This contributes to improved underwriting, risk management, and loan repayment structures that fit agricultures seasonality.

Get started

Hit the Road

1. Finance your assets

  • Secure machinery and implement financing. Need assistance applying for financing? Click here.
  • Receive contractor, technology, and machine operation training.

2. Plan your route

Work with a Hello Tractor account manager to design a customized route for your equipment and engage with trained booking agents along that route in advance of the season. Want to plan your route on your own? Click here.

3. Start earning

As you service farmers organized by your booking agents, you pay a fixed amount to pay down your loan and keep the profit! No compound interest charges, no additional collateral, and no late fees. You’ll pay one flat fee that never changes. 

    Browse our current PAYG financing options

    Here are some of our favorite partners, if you’re looking for asset financing, we can connect you with them and get you started

    Acumen

    Investment Geography: 

    • Kenya
    • Tanzania
    • Ethiopia
    • Uganda
    • Sierra Leone
    • Ghana
    • Nigeria

    Company Growth Stage Required for Investment: 

    • Early Stage
    • Growth Stage
    • Later Stage

    Minimum Investment: 

    $250,000

    Maximum Investment: 

    $3,000,000

    AgriVie

    Investment Geography: 

    • South Africa
    • Kenya

    Company Growth Stage Required for Investment: 

    • Growth Stage

    Minimum Investment:

    $3,000,000

    Maximum Investment:

    $12,000,000

    Global Innovation Fund

    Investment Geography: 

    • Botswana
    • Burkina Faso
    • Ghana
    • Burundi
    • Kenya
    • Malawi
    • Mali
    • Nigeria
    • Rwanda
    • South Africa
    • Uganda

    Company Growth Stage Required for Investment: 

    • Early Stage
    • Later Stage

    Minimum Investment:

    $50,000

    Maximum Investment:

    $15,000,000

    Norfund

    Investment Geography: 

    • Ghana
    • Kenya
    • South Sudan
    • Uganda
    • Tanzania
    • Zambia
    • Malawi
    • Mozambique
    • Zimbabwe
    • Namibia
    • Angola
    • South Africa

    Company Growth Stage Required for Investment: 

    • Early Stage
    • Later Stage

    Minimum Investment:

    $3,000,000

    Maximum Investment:

    $10,000,000

    Pearl Capital Partners

    Investment Geography: 

    • Uganda
    • Tanzania
    • Kenya
    • Ethiopia
    • Rwanda

    Company Growth Stage Required for Investment: 

    • Early Stage
    • Growth Stage

    Minimum Investment:

    $250,000

    Maximum Investment:

    $2,500,000

    Savannah Fund

    Investment Geography: 

    • East Africa

    Company Growth Stage Required for Investment: 

    • Seed Stage
    • Early Stage

    Minimum Investment:

    $25,000

    Maximum Investment:

    $5,000,000

    Funders Highlight

    Slide Global-Innovation-Fund Agrivie Agriculture, Energy, Financial inclusion, Health, Water and Sanitation Key Focus Areas Key Focus Areas Food, Agribusiness, Renewable Energy Key Focus Areas Agriculture, Aquaculture, Financial Services, ICT, Education, Energy, Health, Infrastructure, Transport Slide Key Focus Areas Key Focus Areas Key Focus Areas Clean Energy, Financial services, Food and Agribusiness All sectors (Sector Agnostic) Agriculture, eCommerce, Education, Enterprise, Entertainment, Financial Services, Healthcare, Logistics kiva

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